Knowledge Guide™ · Buying

What does a mattress warranty actually cover?

What is covered, what voids it, and why a 25-year warranty is not better.

Key points

  • Sag threshold and non-prorated years are the only numbers that matter
  • A single stain voids most warranties
  • The wrong foundation is the most common denial reason
  • Warranty ≠ sleep trial
Prorated warranty
Coverage where you pay a rising share of replacement cost as the mattress ages. Only the non-prorated years are true coverage.

Warranty versus sleep trial

A trial lets you return the mattress because you dislike it, typically within 100 nights and usually after a 21-to-30 night minimum. A warranty covers defects for years but will never help with a mattress that is simply not comfortable. Homeowners confuse these constantly, and only one of them has a deadline.

What voids coverage

Almost every denial traces back to one of four things.

  • Any stain — which is why the protector goes on before the first night
  • Slats more than three inches apart, or no center support on queen and larger
  • A missing law tag or receipt
  • Removing the cover or attempting a repair

How to file a claim

Photograph the impression with a straightedge and a tape measure across the mattress, with nothing on the bed. Photograph the law tag. Have the original receipt. Manufacturers require all three, and a claim without measurement evidence is usually closed immediately.

Common questions

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